Pet insurance with HanseMerkur – exclusively with alphazoo

Worry less about vet bills – and more about cuddle time.

alphazoo and HanseMerkur are jointly pursuing the goal of Protecting pets in the best possible way – with heart, experience and reliable insurance coverage.

Whether dog or cat – at alphazoo you'll find what you're looking for together with our partner HanseMerkur offers the right pet insurance for every need.

Why is pet insurance important?

Even with the best care, illnesses or accidents cannot be avoided. As a proud pet owner, you want your beloved pet to receive the best possible medical care in every situation.

Pet health insurance , surgical insurance , or Pet owner's liability insurance takes away your financial worries. so that you can fully concentrate on your pet's recovery.

Our pet health insurance policies with HanseMerkur

With HanseMerkur pet insurance , you reliably protect yourself against high treatment costs – and ensure that your dog or cat receives the best possible care.

From the comprehensive dog health insurance and Cat health insurance through specialized providers Surgical insurance up to the Pet owner's liability insurance – all HanseMerkur pet insurance policies impress with fair premiums, Fast reimbursement and flexible protection – so your pet is optimally protected.

Your advantages with alphazoo & HanseMerkur

  • ✅ German insurance company with top ratings
  • ✅ Flexible plans – from basic to premium
  • ✅ Easy online application – safe and straightforward
  • ✅ Animal welfare & safety from a single source

Our tip:

Take out one of the five HanseMerkur pet insurance policies now and receive a thank-you gift. €20 voucher for all products in our shop at www.alphazoo.de . This way your pet is optimally insured – and you save on your next purchase.

*This voucher is valid once only after confirmed registration via alphazoo.de. It cannot be combined with other offers.

An overview of our HanseMerkur insurance policies:

Pet health insurance
Reimburses veterinary costs for illness, surgeries & preventative care.
Learn more →
Cat health insurance
Comprehensive health protection for indoor and outdoor cats.
Learn more →
Dog surgery insurance
Protection during all medically necessary surgeries.
Learn more →
Cat surgery insurance
Covers surgery costs, anesthesia & aftercare – without waiting time.
Learn more →
Pet owner's liability insurance
Protects you from high claims for damages from your pet.
Learn more →

Glücklicher Hund beim Tierarzt_Hunde-OP-Versicherung

Pet health insurance

Your dog is a member of the family – and deserves the best protection. HanseMerkur dog health insurance covers all essential treatments and provides comprehensive protection – for a lifetime.

Services at a glance:

  • Waiver of right to terminate in case of damage
  • Race-specific diseases are also covered.
  • Up to 100% cost coverage
  • Immediate services without waiting time
Get pet health insurance now!

Katze kuschelt - Katzen-OP-Versicherung

Cat health insurance

Cats are freedom-loving and curious – but an accident or illness can happen to any feline. HanseMerkur cat health insurance reliably protects you against high veterinary costs.

Services at a glance:

  • Waiver of right to terminate in case of damage
  • Coverage of costs for treatments and surgery
  • Diagnostics, pre- and post-operative care
  • Direct billing with the veterinarian
Get cat health insurance now!

Terrier mit Kragen_Hundekrankenversicherung

Dog surgery insurance

An accident can happen faster than you think – dog surgery insurance covers all medically necessary operations including aftercare.

Services at a glance:

  • Race-specific diseases are also covered.
  • Up to 100% cost coverage
  • Reimbursements up to 4 times the GOT rate
  • Free choice of veterinarian and clinic
Take out dog surgery insurance now!

Rote Katze mit Kragen_Katzenkrankenversicherung

Cat surgery insurance

Whether your cat is an indoor or outdoor cat – any cat can get injured. With HanseMerkur cat surgery insurance, you're covered even in emergencies.

Services at a glance:

  • Race-specific diseases are also covered.
  • Up to 100% cost coverage
  • Reimbursements up to 4 times the GOT rate
  • Free choice of veterinarian and clinic
Take out cat surgery insurance now!

Frau kuschelt mit Hund und Katze_Tierhalterhaftpflichtversicherung

Pet owner's liability insurance

If your dog misbehaves, it can get expensive. HanseMerkur
Pet owner's liability insurance
reliably protects you from financial consequences.

Services at a glance:

  • Personal injury, property damage and financial losses up to EUR 50 million
  • All breeds are insurable
  • Best performance guarantee
  • Optional poison bait protection
Take out pet owner's liability insurance now!

Pet insurance comparison – HanseMerkur impresses in the test

A comparison of pet insurance policies for dogs and cats reveals the following: HanseMerkur as test winner with excellent price-performance ratio, Flexible rates and top service.

The most important advantages at a glance:

  • Test winner 2025 – awarded by Focus Money as the “Fairest Pet Insurer”
  • No waiting period in case of accident – ​​immediate protection from the start of the contract.
  • Flexible tariffs – from affordable basic to premium solutions with unlimited cost reimbursement
  • Lifelong insurance coverage – no cancellation in old age
  • Reimbursable up to 4 times the standard fee schedule – even at specialist clinics
  • Fast reimbursement and personal service according to HanseMerkur reviews

HanseMerkur pet insurance – strong in tests, reliable in everyday life.

Click now at alphazoo & conveniently take out insurance for your pet online!


Secure your advantage:

If you take out one of the five HanseMerkur pet insurance policies , we will thank you with a €20 shopping voucher for our shop at www.alphazoo.de. This ensures your four-legged friend is optimally protected – and you benefit twice over.

Get insurance for your pet now →

Pet health insurance Surgical insurance Pet owner's liability insurance

FAQs

Is there a waiting period with HanseMerkur pet insurance?

Yes, many plans have a short waiting period of 30 days . However, coverage begins immediately in the event of an accident .

When does the insurance coverage begin?

After the agreed waiting period (usually 30 days, depending on the tariff) has expired, the
full protection.

Is there an age limit for my pet?

Yes, enrollment is usually possible up to a certain age (e.g., 8 years).
(in the case of dogs). After that, the protection remains in place as long as payments have been made without interruption.

Is the insurance also valid abroad?

Yes, HanseMerkur offers worldwide insurance coverage in many of its tariffs.

Are there any tariffs without a deductible?

Yes, there are plans with or without an excess; you decide. Premium plans have no excess at all.

Can I insure multiple animals?

Yes. Dogs and cats can be insured together or separately , with individual rates for each animal.